On your behalf mortgage brokers can find you the best rates among competing mortgage lenders in your area. It is always a good idea to shop around for mortgages through the brokers rather than going through the mortgage loan officer. Mortgage brokers will hook buyers to the mortgage lenders who can give them the lowest interest rates. By going to the loan officer the buyer is just confined to one rate and there are no other options to choose from. Because mortgage brokers have access to wholesale mortgage rates, sometimes you don't need to pay them as the mortgage lender pays them.
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