There are many benefits of electronic money transfers through ach payment. Considering these transactions are done electronically, you can save the trees by not writing a check. You can save money in postage, gas, time and you get faster processing than paper. Most employers use ach payments and the emloyees pay their bills through this as well. The benefits are great however, you have to make sure that you protect the security of your account by keeping your password and the computer that you use to make these transactions.